Overview
HDFC Retirement Savings Fund Equity Plan Direct Growth
HDFC Mutual Fund
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Investments in HDFC Retirement Savings Fund Equity Plan Direct Growth are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 54.987
Fund Size (AUM)
₹5983.38 Cr
Risk
Very High (Risk rating: 6/10)
Minimum Investment
Lumpsum: ₹ 100
SIP: ₹100
Launch Date
25-Feb-2016
Expense Ratio
0.94%
Exit Load
Nil
Benchmark
NIFTY 500 Total Return Index
Standard Deviation
12.17
History
Performance & Ratios
1-Year SIP Return
-12.62%
3-Year SIP Return
15.01%
5-Year SIP Return
20.88%
Mean Return
13.07%
Alpha
6.36
Beta
0.8
Sharpe Ratio
1.04
Sortino Ratio
1.65
Information Ratio
1.25
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 11.71% | 19.75% | 30.93% | 16.59% |
| Category Average | 8.8% | 14.36% | 23.04% | N/A |
| Rank Within Category | 32 | 11 | 4 | N/A |
Holdings (73)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| HDFC Bank Ltd. | Financial | Equity | 9.17% |
| ICICI Bank Ltd. | Financial | Equity | 7.21% |
| Axis Bank Ltd. | Financial | Equity | 4.42% |
| Reliance Industries Ltd. | Energy | Equity | 3.84% |
| Bharti Airtel Ltd. | Communication | Equity | 3.19% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 2.9% |
| Infosys Ltd. | Technology | Equity | 2.63% |
| Maruti Suzuki India Ltd. | Automobile | Equity | 2.6% |
| State Bank of India | Financial | Equity | 2.58% |
| HCL Technologies Ltd. | Technology | Equity | 2.26% |
Holdings Analysis
Peer Comparison
Peer Comparison
| Fund Name | AUM (₹ Cr) | 1Y Return (%) | 3Y Return (%) | Expense Ratio (%) | Rating |
|---|---|---|---|---|---|
| JM Flexicap Fund Direct Plan Growth | 5263.18 | 9.81 | 24.32 | 0.56 | N/A |
| HDFC Flexi Cap Direct Plan Growth | 69639.05 | 19.44 | 22.92 | 0.81 | N/A |
| Franklin India Flexi Cap Fund Direct Growth | 17393.86 | 13.23 | 18.89 | 1.0 | N/A |
| Parag Parikh Flexi Cap Fund Direct Growth | 93440.89 | 14.77 | 18.7 | 0.63 | N/A |
| HSBC Flexi Cap Fund Direct Growth | 4547.47 | 11.66 | 18.2 | 1.18 | N/A |
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
Frequency: Monthly
Min Amount: ₹ 100
Multiplier: 1
Systematic Transfer Plan (STP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 1000
Min Installments: 6
Systematic Withdrawal Plan (SWP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 100
Min Installments: 6
AMC Details
Asset Management Company
HDFC Mutual Fund
HDFC Mutual Fund started their mutual fund on 30/06/2000 and its managing total assets of ₹2,70,046 Cr. Its ranked at 2 as per total assets at end of 30th Sep 2017. HDFC Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
It is the largest asset management company (AMC) in the country (as per average assets under management as on 31 December 2018 of Rs. 339,178 Crores
Launched on the 10th of December, 1999, HDFC Asset Management Company Ltd. is among the most popular fund houses in India. The company offers an extensive range of mutual funds and is home to some of the most trustworthy fund managers who ensure that your hard-earned money is invested in the right schemes. Whether you seek growth funds, income funds, or even retirement funds, HDFC AMC Ltd. has it all.
HDFC Mutual Fund has left no stone unturned to cater to investors from all walks of life. Be it any financial goal – long-term, short-term, retirement, tax-saving and so on – HDFC has that plan for you.
Launch Date
1999-12-10T00:00:00.418Z
Total AUM
₹ 762037.7 Cr
Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Website
Sub Type
Contra
Sub Type Info
Contra funds follow Contrarian strategy which means investing in stocks in contrast to the prevailing sentiment. Minimum investment in equity is 65%.
Tax Impact
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
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HDFC Retirement Savings Fund Equity Plan Direct Growth
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Frequently Asked Questions
How is the overall rating calculated?
The overall rating for HDFC Retirement Savings Fund Equity Plan Direct Growth is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of HDFC Retirement Savings Fund Equity Plan Direct Growth?
The top stocks held by HDFC Retirement Savings Fund Equity Plan Direct Growth include HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd..
Which industries does HDFC Retirement Savings Fund Equity Plan Direct Growth invest in?
HDFC Retirement Savings Fund Equity Plan Direct Growth primarily invests in the following industries: Financial, Energy, Communication.
Who are the fund managers of HDFC Retirement Savings Fund Equity Plan Direct Growth?
The fund managers of HDFC Retirement Savings Fund Equity Plan Direct Growth are Arun Agarwal and Nandita Menezes.
How many years has the fund manager been managing HDFC Retirement Savings Fund Equity Plan Direct Growth?
Arun Agarwal:
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Nandita Menezes:
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What is the minimum investment for HDFC Retirement Savings Fund Equity Plan Direct Growth?
The minimum investment for HDFC Retirement Savings Fund Equity Plan Direct Growth is ₹100 for lumpsum investments and ₹100 for SIPs.
What are the average 1-year returns for HDFC Retirement Savings Fund Equity Plan Direct Growth?
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What are the average 3-year returns for HDFC Retirement Savings Fund Equity Plan Direct Growth?
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What is the expense ratio of HDFC Retirement Savings Fund Equity Plan Direct Growth, and how does it compare to its category?
The expense ratio of HDFC Retirement Savings Fund Equity Plan Direct Growth is 0.94%. The average expense ratio for similar funds in the Equity is Calculating....