Overview
HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth
HDFC Mutual Fund
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Investments in HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 23.953
Fund Size (AUM)
₹158.92 Cr
Risk
Moderately High (Risk rating: 4/10)
Minimum Investment
Lumpsum: ₹ 100
SIP: ₹100
Launch Date
26-Feb-2016
Expense Ratio
1.02%
Exit Load
Nil
Benchmark
NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
Standard Deviation
3.8
History
Performance & Ratios
1-Year SIP Return
1.74%
3-Year SIP Return
8.93%
5-Year SIP Return
9.16%
Mean Return
7.4%
Alpha
1.55
Beta
0.86
Sharpe Ratio
0.85
Sortino Ratio
1.67
Information Ratio
0.87
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 9.93% | 10.45% | 10.97% | 10.31% |
| Category Average | 9.72% | 8.93% | 10.18% | N/A |
| Rank Within Category | 20 | 8 | 13 | N/A |
Holdings (54)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 9.19% |
| Tata Consultancy Services Ltd. | Technology | Equity | 7.48% |
| Mahindra Rural Housing Finance Ltd. | Financial | NCD | 6.42% |
| Larsen & Toubro Ltd. | Construction | Equity | 6.31% |
| TMF Holdings Ltd. | Financial | NCD | 6.28% |
| GOI | Sovereign | GOI Sec | 6.11% |
| Reliance Industries Ltd. | Energy | Equity | 5.34% |
| GOI | Sovereign | GOI Sec | 5.0% |
| GOI | Sovereign | CGL | 3.86% |
| GOI | Sovereign | CGL | 3.34% |
Holdings Analysis
Peer Comparison
Peer Comparison
| Fund Name | AUM (₹ Cr) | 1Y Return (%) | 3Y Return (%) | Expense Ratio (%) | Rating |
|---|---|---|---|---|---|
| Kotak Debt Hybrid Fund Direct Growth | 3017.08 | 12.14 | 12.0 | 0.45 | N/A |
| Parag Parikh Conservative Hybrid Fund Direct Growth | 2451.46 | 11.34 | 11.75 | 0.35 | N/A |
| HDFC Hybrid Debt Fund Direct Growth | 3309.97 | 10.55 | 11.22 | 1.15 | N/A |
| ICICI Prudential Regular Savings Fund Direct Growth | 3127.42 | 10.92 | 10.56 | 0.97 | N/A |
| SBI Conservative Hybrid Fund Direct Growth | 9666.02 | 10.32 | 10.31 | 1.05 | N/A |
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
Frequency: Monthly
Min Amount: ₹ 100
Multiplier: 1
Systematic Transfer Plan (STP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 1000
Min Installments: 6
Systematic Withdrawal Plan (SWP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 100
Min Installments: 6
AMC Details
Asset Management Company
HDFC Mutual Fund
HDFC Mutual Fund started their mutual fund on 30/06/2000 and its managing total assets of ₹2,70,046 Cr. Its ranked at 2 as per total assets at end of 30th Sep 2017. HDFC Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
It is the largest asset management company (AMC) in the country (as per average assets under management as on 31 December 2018 of Rs. 339,178 Crores
Launched on the 10th of December, 1999, HDFC Asset Management Company Ltd. is among the most popular fund houses in India. The company offers an extensive range of mutual funds and is home to some of the most trustworthy fund managers who ensure that your hard-earned money is invested in the right schemes. Whether you seek growth funds, income funds, or even retirement funds, HDFC AMC Ltd. has it all.
HDFC Mutual Fund has left no stone unturned to cater to investors from all walks of life. Be it any financial goal – long-term, short-term, retirement, tax-saving and so on – HDFC has that plan for you.
Launch Date
1999-12-10T00:00:00.623Z
Total AUM
₹ 762037.7 Cr
Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Website
Sub Type
None
Sub Type Info
None
Tax Impact
None
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
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HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth
HDFC Mutual Fund
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Frequently Asked Questions
How is the overall rating calculated?
The overall rating for HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth?
The top stocks held by HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth include GOI, Tata Consultancy Services Ltd., Mahindra Rural Housing Finance Ltd..
Which industries does HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth invest in?
HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth primarily invests in the following industries: Sovereign, Technology, Financial.
Who are the fund managers of HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth?
The fund managers of HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth are Arun Agarwal and Nandita Menezes.
How many years has the fund manager been managing HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth?
Arun Agarwal:
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Nandita Menezes:
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What is the minimum investment for HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth?
The minimum investment for HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth is ₹100 for lumpsum investments and ₹100 for SIPs.
What are the average 1-year returns for HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth?
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What are the average 3-year returns for HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth?
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What is the expense ratio of HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth, and how does it compare to its category?
The expense ratio of HDFC Retirement Savings Fund Hybrid Debt Plan Direct Growth is 1.02%. The average expense ratio for similar funds in the Hybrid is Calculating....