Overview
HSBC Banking and PSU Debt Fund Direct Growth
HSBC Mutual Fund
The scheme aims to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings and Public Financial Institutions in India.
Investments in HSBC Banking and PSU Debt Fund Direct Growth are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 25.2513
Fund Size (AUM)
₹ 4,251 Cr
Risk
Moderate (Risk rating: 3/10)
Minimum Investment
Lumpsum: ₹ 5000
SIP: ₹1000
Launch Date
1 January 2013
Expense Ratio
0.23%
Exit Load
Nil
Benchmark
Nifty Banking & PSU Debt Index A-II
Standard Deviation
1.83
History
Performance & Ratios
1-Year SIP Return
9.93%
3-Year SIP Return
8.04%
5-Year SIP Return
6.52%
Mean Return
N/A
Alpha
7.0
Beta
3.56
Sharpe Ratio
-0.22
Sortino Ratio
-0.19
Information Ratio
1.07
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 9.03% | 6.71% | 6.22% | N/A |
| Category Average | 9.28% | 6.98% | 6.39% | N/A |
| Rank Within Category | 22 | 20 | 15 | N/A |
Holdings (55)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 6.16% |
| GOI | Sovereign | GOI Sec | 5.21% |
| NTPC Ltd. | Energy | NCD | 5.04% |
| GOI | Sovereign | GOI Sec | 4.05% |
| Export-Import Bank Of India | Financial | Bonds | 3.61% |
| National Housing Bank | Financial | Debenture | 3.55% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 3.55% |
| HDFC Bank Ltd. | Financial | Bonds/Deb | 3.44% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 3.04% |
| National Housing Bank | Financial | Bonds | 3.01% |
Holdings Analysis
Peer Comparison
Peer Comparison
| Fund Name | AUM (₹ Cr) | 1Y Return (%) | 3Y Return (%) | Expense Ratio (%) | Rating |
|---|---|---|---|---|---|
| ICICI Prudential Banking & PSU Debt Direct Growth | ₹ 10,368 | 9.58 | 7.84 | 0.39 | N/A |
| HDFC Banking and PSU Debt Fund Direct Growth | ₹ 5,996 | 9.85 | 7.46 | 0.39 | N/A |
| Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth | ₹ 8,588 | 9.85 | 7.42 | 0.39 | N/A |
| Bandhan Banking & PSU Debt Fund Direct Growth | ₹ 13,397 | 9.3 | 7.11 | 0.33 | N/A |
| Axis Banking & PSU Debt Direct Plan Growth | ₹ 12,961 | 9.27 | 7.08 | 0.35 | N/A |
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
Frequency: Monthly
Min Amount: ₹ 1000
Multiplier: 1
Systematic Transfer Plan (STP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 500
Min Installments: 12
Systematic Withdrawal Plan (SWP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 500
Min Installments: 6
AMC Details
Asset Management Company
HSBC Mutual Fund
HSBC Mutual Fund started their mutual fund on 27/05/2002 and its managing total assets of Rs. 10,912 Cr. Its ranked at 23 as per total assets at end of 30th Sep 2017. HSBC Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
HSBC Mutual Fund was established on 27th May 2002 has an asset under management of Rs. 10621.84 crore (As of June 2018)
The asset management company believes in providing well-engineered products to its customers and they also target on developing an adequate solution base for their client.
The motto of the company is to connect customers to companies, so that their investor community may prosper. HSBC claims to work in a goal oriented format to bring about the best possible financial services to its investors. In this regard, HSBC offers a wide array of mutual funds across various categories so that may appeal to investors irrespective of their risk appetite, investment duration and even salary.
With a global presence in 26 locations, HSBC aims to bring about the best possible investment service to retail investors.
Launch Date
27 May 2002
Total AUM
₹ 1,15,577 Cr
Address
9-11th Floor,NESCO - IT Park Bldg. 3,Western Express Highway, Goregaon East, Mumbai 400063
Phone
None
Sub Type
Gilt
Sub Type Info
Invest predominantly in Government Securities(minimum 80% of total assets). They are relatively more risky than the other debt funds due to fluctuating interest rates.
Tax Impact
Returns are taxed as per your Income Tax slab.
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
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HSBC Banking and PSU Debt Fund Direct Growth
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Frequently Asked Questions
How is the overall rating calculated?
The overall rating for HSBC Banking and PSU Debt Fund Direct Growth is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of HSBC Banking and PSU Debt Fund Direct Growth?
The top stocks held by HSBC Banking and PSU Debt Fund Direct Growth include GOI, GOI, NTPC Ltd..
Which industries does HSBC Banking and PSU Debt Fund Direct Growth invest in?
HSBC Banking and PSU Debt Fund Direct Growth primarily invests in the following industries: Sovereign, Energy, Financial.
Who are the fund managers of HSBC Banking and PSU Debt Fund Direct Growth?
The fund managers of HSBC Banking and PSU Debt Fund Direct Growth are Mahesh A Chhabria and Asif Rizwi.
How many years has the fund manager been managing HSBC Banking and PSU Debt Fund Direct Growth?
Mahesh A Chhabria has been managing the fund for 2 years.
Asif Rizwi has been managing the fund for 1 years.
What is the minimum investment for HSBC Banking and PSU Debt Fund Direct Growth?
The minimum investment for HSBC Banking and PSU Debt Fund Direct Growth is ₹5000 for lumpsum investments and ₹1000 for SIPs.
What are the average 1-year returns for HSBC Banking and PSU Debt Fund Direct Growth?
The average 1-year return for HSBC Banking and PSU Debt Fund Direct Growth is 9.93%.
What are the average 3-year returns for HSBC Banking and PSU Debt Fund Direct Growth?
The average 3-year return for HSBC Banking and PSU Debt Fund Direct Growth is 8.04%.
What is the expense ratio of HSBC Banking and PSU Debt Fund Direct Growth, and how does it compare to its category?
The expense ratio of HSBC Banking and PSU Debt Fund Direct Growth is 0.23%. The average expense ratio for similar funds in the Debt is 0.37%.