Overview
Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth
Nippon India Mutual Fund
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Investments in Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 22.9079
Fund Size (AUM)
₹152.9 Cr
Risk
Moderately High (Risk rating: 4/10)
Minimum Investment
Lumpsum: ₹ 500
SIP: ₹500
Launch Date
11-Feb-2015
Expense Ratio
0.91%
Exit Load
Nil
Benchmark
CRISIL Hybrid 85+15 Conservative Index
Standard Deviation
4.89
History
Performance & Ratios
1-Year SIP Return
2.07%
3-Year SIP Return
9.14%
5-Year SIP Return
8.43%
Mean Return
7.93%
Alpha
0.77
Beta
1.08
Sharpe Ratio
0.59
Sortino Ratio
1.04
Information Ratio
0.46
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 12.05% | 10.43% | 9.93% | 8.23% |
| Category Average | 9.72% | 8.93% | 10.18% | N/A |
| Rank Within Category | 7 | 10 | 19 | N/A |
Holdings (35)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| GOI | Sovereign | CGL | 30.45% |
| GOI | Sovereign | GOI Sec | 17.76% |
| GOI | Sovereign | GOI Sec | 15.77% |
| GOI | Sovereign | CGL | 4.87% |
| GOI | Sovereign | GOI Sec | 3.4% |
| ICICI Bank Ltd. | Financial | Equity | 2.38% |
| HDFC Bank Ltd. | Financial | Equity | 2.21% |
| GOI | Sovereign | CGL | 1.61% |
| Reliance Industries Ltd. | Energy | Equity | 1.5% |
| State Bank of India | Financial | Equity | 1.36% |
Holdings Analysis
Peer Comparison
Peer Comparison
| Fund Name | AUM (₹ Cr) | 1Y Return (%) | 3Y Return (%) | Expense Ratio (%) | Rating |
|---|---|---|---|---|---|
| Kotak Debt Hybrid Fund Direct Growth | 3017.08 | 12.14 | 12.0 | 0.45 | N/A |
| Parag Parikh Conservative Hybrid Fund Direct Growth | 2451.46 | 11.34 | 11.75 | 0.35 | N/A |
| HDFC Hybrid Debt Fund Direct Growth | 3309.97 | 10.55 | 11.22 | 1.15 | N/A |
| ICICI Prudential Regular Savings Fund Direct Growth | 3127.42 | 10.92 | 10.56 | 0.97 | N/A |
| SBI Conservative Hybrid Fund Direct Growth | 9666.02 | 10.32 | 10.31 | 1.05 | N/A |
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
Frequency: Monthly
Min Amount: ₹ 500
Multiplier: 500
Systematic Transfer Plan (STP):
Frequency: MONTHLY
Dates: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28
Min Amount: ₹ 1000
Min Installments: 2
Systematic Withdrawal Plan (SWP):
Frequency: MONTHLY
Dates: 1, 8, 15, 22
Min Amount: ₹ 500
Min Installments: 1
AMC Details
Asset Management Company
Nippon India Mutual Fund
Reliance Mutual Fund started their mutual fund on 30/06/1995 and its managing total assets of ₹2,32,169 Cr. Its ranked at 3 as per total assets at end of 30th Sep 2017. Nippon India Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
Reliance Mutual Fund is a part of Reliance Anil Dhirubhai Ambani (ADA) Group and it is one of the largest growing asset management companies in India. It has an asset under management of Rs 239,145.
Reliance Mutual Fund is present across 160 cities across the country. The main motto of the asset management company is to launch products that are not only innovative, but also conducive for investors. They believe in increasing their value to investors.
RMF provides a host of mutual funds across various categories, be it equity, debt and hybrid. The schemes have a well-managed portfolio and it has pioneered to become one of the most trusted asset management companies in India.
Reliance Mutual Fund has been sponsored by Reliance Capital Limited and Nippon Life Insurance Company.
Launch Date
1995-06-30T00:00:00.752Z
Total AUM
₹ 560218.54 Cr
Address
4th Floor, Tower A, Peninsula Business Park,Ganapatrao Kadam Marg, Lower Parel (W), Mumbai 400013
Phone
None
Website
Sub Type
Gilt
Sub Type Info
Invest predominantly in Government Securities(minimum 80% of total assets). They are relatively more risky than the other debt funds due to fluctuating interest rates.
Tax Impact
Returns are taxed as per your Income Tax slab.
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
Compare with Another Fund
Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth
Nippon India Mutual Fund
You May Be Interested In
Axis Conservative Hybrid Fund Direct Growth
Conservative Hybrid
Motilal Oswal Asset Allocation Passive FoF Conservative Direct Growth
Multi Asset Allocation
Aditya Birla Sun Life Equity Hybrid '95 Fund Direct Growth
Aggressive Hybrid
NJ Balanced Advantage Fund Direct Growth
Dynamic Asset Allocation
PGIM India Hybrid Equity Fund Direct Plan Growth
Aggressive Hybrid
JM Arbitrage Fund Direct Growth
Arbitrage
Nippon India Hybrid Bond Fund Direct Growth
Conservative Hybrid
LIC MF Aggressive Hybrid Fund Direct Growth
Aggressive Hybrid
Shriram Balanced Advantage Fund Direct Growth
Dynamic Asset Allocation
Franklin India Multi Asset Solution Fund of Funds Direct Growth
Multi Asset Allocation
Explore More Mutual Funds
Equity Mutual Funds - Top Equity Fund Picks
Explore top equity mutual funds to diversify your portfolio. Filter by NAV, fund size, and more to find the best equity funds.
Debt Mutual Funds - Best Debt Fund Options
Discover top debt mutual funds for stable returns. Filter by NAV, fund size, and AMC to find the best debt funds for you.
Commodities Mutual Funds
Explore commodities mutual funds for diversification. Filter by NAV and fund size to find the best commodity funds.
ELSS Mutual Funds - Top Tax-Saving Funds
Discover top ELSS mutual funds for tax savings and growth. Filter by NAV, fund size, and AMC to find the best ELSS funds.
Large Cap Equity Funds
Find top large cap equity funds. Filter by AMC, NAV, and fund size to choose the best funds.
Mid Cap Equity Funds
Find top mid cap equity funds. Filter by AMC, NAV, and fund size to choose the best funds.
Frequently Asked Questions
How is the overall rating calculated?
The overall rating for Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth?
The top stocks held by Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth include GOI, GOI, GOI.
Which industries does Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth invest in?
Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth primarily invests in the following industries: Sovereign, Financial, Energy.
Who are the fund managers of Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth?
The fund managers of Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth are Pranay Sinha and Ashutosh Bhargava and Kinjal Desai.
How many years has the fund manager been managing Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth?
Pranay Sinha:
Calculating...
Ashutosh Bhargava:
Calculating...
Kinjal Desai:
Calculating...
What is the minimum investment for Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth?
The minimum investment for Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth is ₹500 for lumpsum investments and ₹500 for SIPs.
What are the average 1-year returns for Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth?
Calculating...
What are the average 3-year returns for Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth?
Calculating...
What is the expense ratio of Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth, and how does it compare to its category?
The expense ratio of Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth is 0.91%. The average expense ratio for similar funds in the Hybrid is Calculating....