Overview
UTI Liquid Direct Growth
UTI Mutual Fund
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.
Investments in UTI Liquid Direct Growth are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 4270.3698
Fund Size (AUM)
₹23382.8 Cr
Risk
Moderate (Risk rating: 3/10)
Minimum Investment
Lumpsum: ₹ 500
SIP: ₹2500
Launch Date
01-Jan-2013
Expense Ratio
0.17%
Exit Load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Benchmark
NIFTY Liquid Index A-I
Standard Deviation
0.31
History
Performance & Ratios
1-Year SIP Return
7.22%
3-Year SIP Return
7.18%
5-Year SIP Return
6.32%
Mean Return
6.82%
Alpha
1.83
Beta
0.66
Sharpe Ratio
1.51
Sortino Ratio
1.5
Information Ratio
12.04
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 7.39% | 6.89% | 5.53% | 7.33% |
| Category Average | 7.1% | 6.67% | 5.32% | N/A |
| Rank Within Category | 19 | 13 | 12 | N/A |
Holdings (98)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 6.53% |
| Reserve Bank of India | Financial | T-Bills | 4.44% |
| National Bank For Agriculture & Rural Development | Financial | CP | 4.44% |
| Reserve Bank of India | Financial | T-Bills | 4.22% |
| HDFC Bank Ltd. | Financial | CD | 3.8% |
| Reserve Bank of India | Financial | T-Bills | 2.64% |
| Export-Import Bank Of India | Financial | CP | 2.18% |
| HDFC Bank Ltd. | Financial | CD | 2.12% |
| Reserve Bank of India | Financial | T-Bills | 2.11% |
| Union Bank of India | Financial | CD | 2.11% |
Holdings Analysis
Peer Comparison
Peer Comparison
| Fund Name | AUM (₹ Cr) | 1Y Return (%) | 3Y Return (%) | Expense Ratio (%) | Rating |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund Direct Growth | 41051.49 | 7.44 | 6.94 | 0.21 | N/A |
| Mahindra Manulife Liquid Fund Direct Growth | 1025.78 | 7.4 | 6.93 | 0.14 | N/A |
| Union Liquid Fund Direct Growth | 3206.36 | 7.41 | 6.92 | 0.07 | N/A |
| Edelweiss Liquid Direct Growth | 5243.37 | 7.43 | 6.92 | 0.09 | N/A |
| Bajaj Finserv Liquid Fund Direct Growth | 4200.75 | 7.4 | N/A | 0.11 | N/A |
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
SIP Not Available for investment
Systematic Transfer Plan (STP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 1000
Min Installments: 6
Systematic Withdrawal Plan (SWP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 500
Min Installments: 3
AMC Details
Asset Management Company
UTI Mutual Fund
UTI Mutual Fund started their mutual fund on 01/02/2003 and its managing total assets of ₹1,50,669 Cr. Its ranked at 6 as per total assets at end of 30th Sep 2017. UTI Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
UTI Mutual Fund was carved out of the erstwhile Unit Trust of India as a SEBI registered mutual fund from 1 February 2003. The Unit Trust of India Act 1963 was repealed, paving way for the bifurcation of UTI into – Specified Undertaking of Unit Trust of India; and UTI Mutual Fund. UTI AMC, India’s most trusted Wealth creators and always has the interest of its investors in its heart. The AMC has completed 50 years as India’s leading Financial service institution and was a sole vehicle of capital market investment for Indian Citizens till the early 90’s. The institution has shown great resilience and has grown from strength to strength overcoming economic turbulence and global turnarounds. This AMC has contributed immensely to industrial and capital growth in the Indian market. It has led transformative initiatives like developmental financial institutions, rural outreach programs and financial products and services.
Launch Date
2002-11-14T00:00:00.032Z
Total AUM
₹ 337639.69 Cr
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Website
Sub Type
Gilt
Sub Type Info
Invest predominantly in Government Securities(minimum 80% of total assets). They are relatively more risky than the other debt funds due to fluctuating interest rates.
Tax Impact
Returns are taxed as per your Income Tax slab.
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
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UTI Liquid Direct Growth
UTI Mutual Fund
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Frequently Asked Questions
How is the overall rating calculated?
The overall rating for UTI Liquid Direct Growth is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of UTI Liquid Direct Growth?
The top stocks held by UTI Liquid Direct Growth include Reserve Bank of India, Reserve Bank of India, National Bank For Agriculture & Rural Development.
Which industries does UTI Liquid Direct Growth invest in?
UTI Liquid Direct Growth primarily invests in the following industries: Financial, Services, Others.
Who is the fund manager of UTI Liquid Direct Growth?
The fund manager of UTI Liquid Direct Growth is Amit Sharma.
How many years has the fund manager been managing UTI Liquid Direct Growth?
Amit Sharma: Calculating...
What is the minimum investment for UTI Liquid Direct Growth?
The minimum investment for UTI Liquid Direct Growth is ₹500 for lumpsum investments and ₹2500 for SIPs.
What are the average 1-year returns for UTI Liquid Direct Growth?
Calculating...
What are the average 3-year returns for UTI Liquid Direct Growth?
Calculating...
What is the expense ratio of UTI Liquid Direct Growth, and how does it compare to its category?
The expense ratio of UTI Liquid Direct Growth is 0.17%. The average expense ratio for similar funds in the Debt is Calculating....