Overview
UTI Retirement Fund Direct
UTI Mutual Fund
The scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
Investments in UTI Retirement Fund Direct are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 52.5481
Fund Size (AUM)
₹4564.3 Cr
Risk
High (Risk rating: 5/10)
Minimum Investment
Lumpsum: ₹ 500
SIP: ₹500
Launch Date
01-Jan-2013
Expense Ratio
1.04%
Exit Load
Exit load of 1%, if redeemed within 1 year.
Benchmark
CRISIL Short Term Debt Hybrid 60+40 Index
Standard Deviation
6.07
History
Performance & Ratios
1-Year SIP Return
4.16%
3-Year SIP Return
12.68%
5-Year SIP Return
13.33%
Mean Return
6.68%
Alpha
2.57
Beta
0.6
Sharpe Ratio
0.93
Sortino Ratio
1.76
Information Ratio
0.12
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 12.78% | 13.14% | 16.62% | 6.98% |
| Category Average | 10.83% | 10.65% | 13.41% | N/A |
| Rank Within Category | 3 | 1 | 1 | N/A |
Holdings (109)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 9.29% |
| GOI | Sovereign | GOI Sec | 6.43% |
| GOI | Sovereign | GOI Sec | 3.75% |
| HDFC Bank Ltd. | Financial | Equity | 3.75% |
| GOI | Sovereign | GOI Sec | 3.41% |
| ICICI Bank Ltd. | Financial | Equity | 3.11% |
| GOI | Sovereign | GOI Sec | 2.94% |
| HDFC Bank Ltd. | Financial | Debenture | 2.84% |
| GOI | Sovereign | GOI Sec | 2.24% |
| GOI | Sovereign | GOI Sec | 2.22% |
Holdings Analysis
Peer Comparison
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
Frequency: Monthly
Min Amount: ₹ 500
Multiplier: 1
Systematic Transfer Plan (STP):
Not Available
Systematic Withdrawal Plan (SWP):
Not Available
AMC Details
Asset Management Company
UTI Mutual Fund
UTI Mutual Fund started their mutual fund on 01/02/2003 and its managing total assets of ₹1,50,669 Cr. Its ranked at 6 as per total assets at end of 30th Sep 2017. UTI Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
UTI Mutual Fund was carved out of the erstwhile Unit Trust of India as a SEBI registered mutual fund from 1 February 2003. The Unit Trust of India Act 1963 was repealed, paving way for the bifurcation of UTI into – Specified Undertaking of Unit Trust of India; and UTI Mutual Fund. UTI AMC, India’s most trusted Wealth creators and always has the interest of its investors in its heart. The AMC has completed 50 years as India’s leading Financial service institution and was a sole vehicle of capital market investment for Indian Citizens till the early 90’s. The institution has shown great resilience and has grown from strength to strength overcoming economic turbulence and global turnarounds. This AMC has contributed immensely to industrial and capital growth in the Indian market. It has led transformative initiatives like developmental financial institutions, rural outreach programs and financial products and services.
Launch Date
2002-11-14T00:00:00.377Z
Total AUM
₹ 337639.69 Cr
Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Website
Sub Type
None
Sub Type Info
None
Tax Impact
None
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
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UTI Retirement Fund Direct
UTI Mutual Fund
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Frequently Asked Questions
How is the overall rating calculated?
The overall rating for UTI Retirement Fund Direct is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of UTI Retirement Fund Direct?
The top stocks held by UTI Retirement Fund Direct include GOI, GOI, GOI.
Which industries does UTI Retirement Fund Direct invest in?
UTI Retirement Fund Direct primarily invests in the following industries: Sovereign, Financial, Technology.
Who are the fund managers of UTI Retirement Fund Direct?
The fund managers of UTI Retirement Fund Direct are V Srivatsa and Sunil Madhukar Patil.
How many years has the fund manager been managing UTI Retirement Fund Direct?
V Srivatsa:
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Sunil Madhukar Patil:
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What is the minimum investment for UTI Retirement Fund Direct?
The minimum investment for UTI Retirement Fund Direct is ₹500 for lumpsum investments and ₹500 for SIPs.
What are the average 1-year returns for UTI Retirement Fund Direct?
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What are the average 3-year returns for UTI Retirement Fund Direct?
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What is the expense ratio of UTI Retirement Fund Direct, and how does it compare to its category?
The expense ratio of UTI Retirement Fund Direct is 1.04%. No category comparison data is available.