Overview
HDFC Credit Risk Debt Fund Direct Growth
HDFC Mutual Fund
The scheme seeks to generate income/capital appreciation by investing predominantly in AA and below rated corporate debt.
Investments in HDFC Credit Risk Debt Fund Direct Growth are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 25.6107
Fund Size (AUM)
₹7229.73 Cr
Risk
High (Risk rating: 5/10)
Minimum Investment
Lumpsum: ₹ 100
SIP: ₹100
Launch Date
25-Mar-2014
Expense Ratio
1.02%
Exit Load
Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
Benchmark
NIFTY Credit Risk Bond Index B-II
Standard Deviation
1.19
History
Performance & Ratios
1-Year SIP Return
7.87%
3-Year SIP Return
7.91%
5-Year SIP Return
7.46%
Mean Return
7.08%
Alpha
5.58
Beta
2.33
Sharpe Ratio
0.63
Sortino Ratio
0.7
Information Ratio
3.07
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 9.43% | 7.62% | 8.16% | 9.7% |
| Category Average | 10.38% | 7.74% | 7.82% | N/A |
| Rank Within Category | 12 | 10 | 9 | N/A |
Holdings (83)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| Sandur Manganese & Iron Ores Ltd. | Metals & Mining | NCD | 4.04% |
| Tata Projects Ltd. | Construction | NCD | 3.49% |
| Tata Power Company Ltd. | Energy | Debenture | 3.21% |
| Power Finance Corporation Ltd. | Financial | Bonds | 2.82% |
| Tata Motors Ltd. | Automobile | NCD | 2.79% |
| Kalpataru Projects International Ltd. | Capital Goods | NCD | 2.78% |
| Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class A | Services | Debenture | 2.77% |
| Tata Motors Ltd. | Automobile | NCD | 2.65% |
| Kalpataru Projects International Ltd. | Capital Goods | NCD | 2.48% |
| Nirma Ltd. | Consumer Staples | Debenture | 2.44% |
Holdings Analysis
Peer Comparison
Peer Comparison
| Fund Name | AUM (₹ Cr) | 1Y Return (%) | 3Y Return (%) | Expense Ratio (%) | Rating |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund Direct Growth | 969.59 | 18.13 | 11.58 | 0.67 | N/A |
| SBI Credit Risk Fund Direct Growth | 2254.83 | 9.97 | 8.31 | 0.89 | N/A |
| Nippon India Credit Risk Fund Direct Growth | 1001.05 | 10.21 | 8.29 | 0.7 | N/A |
| Baroda BNP Paribas Credit Risk Fund Direct Growth | 173.49 | 10.03 | 8.18 | 0.79 | N/A |
| UTI Credit Risk Fund Direct Growth | 287.9 | 9.64 | 7.58 | 1.21 | N/A |
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
Frequency: Monthly
Min Amount: ₹ 100
Multiplier: 1
Systematic Transfer Plan (STP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 1000
Min Installments: 6
Systematic Withdrawal Plan (SWP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 100
Min Installments: 6
AMC Details
Asset Management Company
HDFC Mutual Fund
HDFC Mutual Fund started their mutual fund on 30/06/2000 and its managing total assets of ₹2,70,046 Cr. Its ranked at 2 as per total assets at end of 30th Sep 2017. HDFC Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
It is the largest asset management company (AMC) in the country (as per average assets under management as on 31 December 2018 of Rs. 339,178 Crores
Launched on the 10th of December, 1999, HDFC Asset Management Company Ltd. is among the most popular fund houses in India. The company offers an extensive range of mutual funds and is home to some of the most trustworthy fund managers who ensure that your hard-earned money is invested in the right schemes. Whether you seek growth funds, income funds, or even retirement funds, HDFC AMC Ltd. has it all.
HDFC Mutual Fund has left no stone unturned to cater to investors from all walks of life. Be it any financial goal – long-term, short-term, retirement, tax-saving and so on – HDFC has that plan for you.
Launch Date
1999-12-10T00:00:00.735Z
Total AUM
₹ 762037.7 Cr
Address
"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, BackbayReclamation, Churchgate Mumbai 400020
Phone
022 – 66316333
Website
Sub Type
Gilt
Sub Type Info
Invest predominantly in Government Securities(minimum 80% of total assets). They are relatively more risky than the other debt funds due to fluctuating interest rates.
Tax Impact
Returns are taxed as per your Income Tax slab.
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
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HDFC Credit Risk Debt Fund Direct Growth
HDFC Mutual Fund
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Frequently Asked Questions
How is the overall rating calculated?
The overall rating for HDFC Credit Risk Debt Fund Direct Growth is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of HDFC Credit Risk Debt Fund Direct Growth?
The top stocks held by HDFC Credit Risk Debt Fund Direct Growth include Sandur Manganese & Iron Ores Ltd., Tata Projects Ltd., Tata Power Company Ltd..
Which industries does HDFC Credit Risk Debt Fund Direct Growth invest in?
HDFC Credit Risk Debt Fund Direct Growth primarily invests in the following industries: Metals & Mining, Construction, Energy.
Who are the fund managers of HDFC Credit Risk Debt Fund Direct Growth?
The fund managers of HDFC Credit Risk Debt Fund Direct Growth are Shobhit Mehrotra and Dhruv Muchhal.
How many years has the fund manager been managing HDFC Credit Risk Debt Fund Direct Growth?
Shobhit Mehrotra:
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Dhruv Muchhal:
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What is the minimum investment for HDFC Credit Risk Debt Fund Direct Growth?
The minimum investment for HDFC Credit Risk Debt Fund Direct Growth is ₹100 for lumpsum investments and ₹100 for SIPs.
What are the average 1-year returns for HDFC Credit Risk Debt Fund Direct Growth?
Calculating...
What are the average 3-year returns for HDFC Credit Risk Debt Fund Direct Growth?
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What is the expense ratio of HDFC Credit Risk Debt Fund Direct Growth, and how does it compare to its category?
The expense ratio of HDFC Credit Risk Debt Fund Direct Growth is 1.02%. The average expense ratio for similar funds in the Debt is Calculating....