Overview
SBI Credit Risk Fund Direct Growth
SBI Mutual Fund
The scheme seeks to provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Investments in SBI Credit Risk Fund Direct Growth are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 48.6002
Fund Size (AUM)
₹2254.83 Cr
Risk
High (Risk rating: 5/10)
Minimum Investment
Lumpsum: ₹ 5000
SIP: ₹500
Launch Date
02-Jan-2013
Expense Ratio
0.89%
Exit Load
For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months
Benchmark
NIFTY Credit Risk Bond Index B-II
Standard Deviation
1.35
History
Performance & Ratios
1-Year SIP Return
8.28%
3-Year SIP Return
8.41%
5-Year SIP Return
7.73%
Mean Return
7.07%
Alpha
5.73
Beta
2.02
Sharpe Ratio
1.14
Sortino Ratio
1.96
Information Ratio
3.11
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 9.97% | 8.31% | 7.96% | 9.23% |
| Category Average | 10.38% | 7.74% | 7.82% | N/A |
| Rank Within Category | 8 | 4 | 10 | N/A |
Holdings (35)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 8.83% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 4.98% |
| Nirma Ltd. | Consumer Staples | Debenture | 4.91% |
| Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | Others | NCD | 4.71% |
| Infopark Properties Ltd. | Construction | Debenture | 4.68% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | NCD | 3.8% |
| Sandur Manganese & Iron Ores Ltd. | Metals & Mining | NCD | 3.67% |
| GOI | Sovereign | GOI Sec | 3.6% |
| Renserv Global Pvt Ltd. | Others | Debenture | 3.55% |
| Avanse Financial Services Ltd. | Financial | Debenture | 3.55% |
Holdings Analysis
Peer Comparison
Peer Comparison
| Fund Name | AUM (₹ Cr) | 1Y Return (%) | 3Y Return (%) | Expense Ratio (%) | Rating |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund Direct Growth | 969.59 | 18.13 | 11.58 | 0.67 | N/A |
| SBI Credit Risk Fund Direct Growth | 2254.83 | 9.97 | 8.31 | 0.89 | N/A |
| Nippon India Credit Risk Fund Direct Growth | 1001.05 | 10.21 | 8.29 | 0.7 | N/A |
| Baroda BNP Paribas Credit Risk Fund Direct Growth | 173.49 | 10.03 | 8.18 | 0.79 | N/A |
| UTI Credit Risk Fund Direct Growth | 287.9 | 9.64 | 7.58 | 1.21 | N/A |
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
Frequency: Monthly
Min Amount: ₹ 500
Multiplier: 1
Systematic Transfer Plan (STP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 500
Min Installments: 6
Systematic Withdrawal Plan (SWP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 500
Min Installments: 1
AMC Details
Asset Management Company
SBI Mutual Fund
SBI Mutual Fund started their mutual fund on 29/06/1987 and its managing total assets of ₹1,88,455 Cr. Its ranked at 5 as per total assets at end of 30th Sep 2017. SBI Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
With a robust and wealthy history of the State Bank of India cluster, SBI Funds Management Pvt. Ltd. has been serving to millions of investors through their years of experience. With a wide network of over 222 service points across India, SBI has been delivering to value and create trust amongst investors. They have systematically delivered the optimum worth to its investors over the years. SBI Funds Management company has joined the key players within the Indian investment trust business with an array of funds in multiple sectors like money establishments, native and international quality management corporations, pension funds, etc. SBI MF has conjointly unified end-to-end made-to-order quality management product for establishments, discretionary and non-discretionary portfolio management services.
SBI Funds Management has been effectively managing and guiding India’s dedicated offshore funds since 1988. SBI Funds Management is famed because it was the 1st bank to come up with ‘SBI Resurgent Asian nation Opportunities Fund’. The target for these funds was to supply investors with never-before opportunities in semi-permanent growth in capital in a very kind of stocks of Indian corporations.
Launch Date
1987-06-29T00:00:00.121Z
Total AUM
₹ 1063207.02 Cr
Address
9th Floor-Crescenzo, C-38 & 39-G Block, Bandra-Kurla Complex,Bandra (East) Mumbai 400051
Phone
022-61793000 / 1800-425-5425
Website
Sub Type
Gilt
Sub Type Info
Invest predominantly in Government Securities(minimum 80% of total assets). They are relatively more risky than the other debt funds due to fluctuating interest rates.
Tax Impact
Returns are taxed as per your Income Tax slab.
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
Compare with Another Fund
SBI Credit Risk Fund Direct Growth
SBI Mutual Fund
You May Be Interested In
Kotak Bond Short Term Fund Direct Growth
Short Duration
DSP Gilt Fund Direct Plan Growth
Gilt
ICICI Prudential Overnight Fund Direct Growth
Overnight
Tata Corporate Bond Fund Direct Growth
Corporate Bond
Kotak Bond Fund Direct Growth
Medium to Long Duration
SBI Floating Rate Debt Fund Direct Growth
Floater
Nippon India Banking & PSU Debt Fund Direct Growth
Banking and PSU
Bandhan Corporate Bond Fund Direct Growth
Corporate Bond
SBI Savings Fund Direct Growth
Money Market
Nippon India Gilt Securities Fund Direct Growth
Gilt
Explore More Mutual Funds
Equity Mutual Funds - Top Equity Fund Picks
Explore top equity mutual funds to diversify your portfolio. Filter by NAV, fund size, and more to find the best equity funds.
Hybrid Mutual Funds - Top Hybrid Funds
Find top hybrid mutual funds for balanced growth. Filter by NAV, fund size, and risk to choose the best hybrid funds.
Commodities Mutual Funds
Explore commodities mutual funds for diversification. Filter by NAV and fund size to find the best commodity funds.
ELSS Mutual Funds - Top Tax-Saving Funds
Discover top ELSS mutual funds for tax savings and growth. Filter by NAV, fund size, and AMC to find the best ELSS funds.
Large Cap Equity Funds
Find top large cap equity funds. Filter by AMC, NAV, and fund size to choose the best funds.
Frequently Asked Questions
How is the overall rating calculated?
The overall rating for SBI Credit Risk Fund Direct Growth is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of SBI Credit Risk Fund Direct Growth?
The top stocks held by SBI Credit Risk Fund Direct Growth include GOI, Aadhar Housing Finance Ltd, Nirma Ltd..
Which industries does SBI Credit Risk Fund Direct Growth invest in?
SBI Credit Risk Fund Direct Growth primarily invests in the following industries: Sovereign, Financial, Consumer Staples.
Who are the fund managers of SBI Credit Risk Fund Direct Growth?
The fund managers of SBI Credit Risk Fund Direct Growth are Lokesh Mallya and Pradeep Kesavan and Adesh Sharma.
How many years has the fund manager been managing SBI Credit Risk Fund Direct Growth?
Lokesh Mallya:
Calculating...
Pradeep Kesavan:
Calculating...
Adesh Sharma:
Calculating...
What is the minimum investment for SBI Credit Risk Fund Direct Growth?
The minimum investment for SBI Credit Risk Fund Direct Growth is ₹5000 for lumpsum investments and ₹500 for SIPs.
What are the average 1-year returns for SBI Credit Risk Fund Direct Growth?
Calculating...
What are the average 3-year returns for SBI Credit Risk Fund Direct Growth?
Calculating...
What is the expense ratio of SBI Credit Risk Fund Direct Growth, and how does it compare to its category?
The expense ratio of SBI Credit Risk Fund Direct Growth is 0.89%. The average expense ratio for similar funds in the Debt is Calculating....