Overview
Tata Retirement Savings Fund Moderate Plan Direct Growth
Tata Mutual Fund
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Investments in Tata Retirement Savings Fund Moderate Plan Direct Growth are subject to market risks. Please read the offer document carefully before investing to understand the potential market risks and rewards.
Latest NAV
₹ 72.4166
Fund Size (AUM)
₹2008.47 Cr
Risk
Very High (Risk rating: 6/10)
Minimum Investment
Lumpsum: ₹ 5000
SIP: ₹150
Launch Date
09-Jan-2013
Expense Ratio
0.64%
Exit Load
Exit load of 1% if redeemed before 61 months.
Benchmark
CRISIL Hybrid 25+75 Aggressive Index
Standard Deviation
11.67
History
Performance & Ratios
1-Year SIP Return
-3.93%
3-Year SIP Return
14.03%
5-Year SIP Return
14.75%
Mean Return
10.55%
Alpha
2.02
Beta
0.89
Sharpe Ratio
0.66
Sortino Ratio
0.98
Information Ratio
0.31
Returns
| 1Y | 3Y | 5Y | All Time | |
|---|---|---|---|---|
| Fund Returns | 11.98% | 14.77% | 19.73% | 15.61% |
| Category Average | 9.84% | 13.22% | 20.09% | N/A |
| Rank Within Category | 20 | 17 | 25 | N/A |
Holdings (59)
| Company | Sector | Instrument | Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 6.32% |
| HDFC Bank Ltd. | Financial | Equity | 6.26% |
| Tata Consultancy Services Ltd. | Technology | Equity | 3.8% |
| ITC Ltd. | Consumer Staples | Equity | 3.29% |
| Radico Khaitan Ltd. | Consumer Staples | Equity | 3.22% |
| Reliance Industries Ltd. | Energy | Equity | 3.14% |
| Solar Industries India Ltd. | Chemicals | Equity | 3.07% |
| BSE Ltd. | Services | Equity | 2.95% |
| Eternal Ltd. | Services | Equity | 2.42% |
| Mahanagar Gas Ltd. | Energy | Equity | 2.3% |
Holdings Analysis
Peer Comparison
Peer Comparison
| Fund Name | AUM (₹ Cr) | 1Y Return (%) | 3Y Return (%) | Expense Ratio (%) | Rating |
|---|---|---|---|---|---|
| JM Aggressive Hybrid Fund Direct Growth | 767.72 | 9.93 | 22.04 | 0.68 | N/A |
| ICICI Prudential Equity & Debt Fund Direct Growth | 40961.7 | 12.82 | 18.71 | 1.0 | N/A |
| Edelweiss Aggressive Hybrid Fund Direct Growth | 2487.15 | 14.43 | 18.25 | 0.44 | N/A |
| UTI Aggressive Hybrid Fund Direct Fund Growth | 5910.13 | 13.76 | 17.16 | 1.21 | N/A |
| Franklin India Equity Hybrid Fund Direct Growth | 2054.78 | 11.81 | 15.72 | 0.95 | N/A |
SIP, STP & SWP Details
Systematic Investment Plan (SIP):
Frequency: Monthly
Min Amount: ₹ 150
Multiplier: 1
Systematic Transfer Plan (STP):
Frequency: MONTHLY
Dates: 1, 7, 10, 20, 28
Min Amount: ₹ 500
Min Installments: 3
Systematic Withdrawal Plan (SWP):
Frequency: MONTHLY
Dates: Any day of the month
Min Amount: ₹ 500
Min Installments: 1
AMC Details
Asset Management Company
Tata Mutual Fund
Tata Mutual Fund started their mutual fund on 30/06/1995 and its managing total assets of ₹44,897 Cr. Its ranked at 13 as per total assets at end of 30th Sep 2017. Tata Mutual Fund employs robust strategies to manage market risks, but investments remain subject to market risks. Please read the fund’s documentation for detailed risk management policies.
Tata is one of the most trusted brands in India and has been successful in every field it has ventured to. Tata Mutual fund is known for its world-class service across the country and it has made a mark in the minds of investors.
It offers funds across various categories like, equity, debt, hybrid and sectoral. The motto of this AMC is to propel investing among the retail investors irrespective of their risk appetite, ideal investment duration, profession, salary or gender.
They believe in following a value-based investment methodology which enables them to attain consistent results over the years. They also believe in flexibility, by offering a large variety of funds across various market capitalization. Stability and integrity is one of the main pillar of business for Tata Mutual Fund and they believe in keeping an investor's money in the best possible hands.
Launch Date
1995-06-30T00:00:00.712Z
Total AUM
₹ 176558.15 Cr
Address
9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Phone
1800-209-0101
Website
Sub Type
Contra
Sub Type Info
Contra funds follow Contrarian strategy which means investing in stocks in contrast to the prevailing sentiment. Minimum investment in equity is 65%.
Tax Impact
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Stamp Duty
0.005% (from July 1st, 2020)
Fund Manager Details
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Tata Retirement Savings Fund Moderate Plan Direct Growth
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Frequently Asked Questions
How is the overall rating calculated?
The overall rating for Tata Retirement Savings Fund Moderate Plan Direct Growth is an aggregate score based on performance metrics (returns over 1, 3, and 5 years), risk-adjusted returns (Sharpe and Sortino ratios), and consistency relative to its category. Ratings are on a scale of 1 to 5, with 5 being the highest.
What are the top stocks of Tata Retirement Savings Fund Moderate Plan Direct Growth?
The top stocks held by Tata Retirement Savings Fund Moderate Plan Direct Growth include GOI, HDFC Bank Ltd., Tata Consultancy Services Ltd..
Which industries does Tata Retirement Savings Fund Moderate Plan Direct Growth invest in?
Tata Retirement Savings Fund Moderate Plan Direct Growth primarily invests in the following industries: Sovereign, Financial, Technology.
Who are the fund managers of Tata Retirement Savings Fund Moderate Plan Direct Growth?
The fund managers of Tata Retirement Savings Fund Moderate Plan Direct Growth are Murthy Nagarajan and Sonam Udasi.
How many years has the fund manager been managing Tata Retirement Savings Fund Moderate Plan Direct Growth?
Murthy Nagarajan:
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Sonam Udasi:
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What is the minimum investment for Tata Retirement Savings Fund Moderate Plan Direct Growth?
The minimum investment for Tata Retirement Savings Fund Moderate Plan Direct Growth is ₹5000 for lumpsum investments and ₹150 for SIPs.
What are the average 1-year returns for Tata Retirement Savings Fund Moderate Plan Direct Growth?
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What are the average 3-year returns for Tata Retirement Savings Fund Moderate Plan Direct Growth?
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What is the expense ratio of Tata Retirement Savings Fund Moderate Plan Direct Growth, and how does it compare to its category?
The expense ratio of Tata Retirement Savings Fund Moderate Plan Direct Growth is 0.64%. The average expense ratio for similar funds in the Hybrid is Calculating....